ASK

Finance Information

Finance available on order value of £299 or more.

ASK have partnered up with Pay4Later to offer finance with an instant decision at checkout.

Why not buy the items you want now or upgrade to a better model for a low monthly payment. You have the choice to select 12, 24 or 36 month repayment periods where you can spread the cost of your purchase.

Please note we can only deliver goods to the registered address used in any finance application.

To apply for finance you must meet the following criteria:

  • You must be over 18 years of age.
  • You must be a UK resident with at least 3 years continual address history.
  • You must be in full or part time employment (minimum income of £10,000/year).
  • Have no adverse credit history.
  • You must have a UK bank account capable of accepting Direct Debits.
  • Pay the deposit using a credit or debit card.
  • The goods must be delivered to your home address.

Representative example of credit:

Example Finance Option (Low Rate 9.9% APR)
Total value: £1,599.00
Deposit (20%): £319.80
Amount of credit: £1,279.20
12 monthly payments: £112.15
Cost of loan: £66.62
Total amount payable: £1,665.62
Typical APR 9.9%

Example Finance Option (Interest Free 0% APR)
Total value: £1,599.00
Deposit (20%): £319.80
Amount of credit: £1,279.20
12 monthly payments: £106.60
Cost of loan: £0.00
Total amount payable: £1,599.00
Typical APR 0%

How to Apply
You can apply online or in store - it's quick, easy and you'll get an instant decision. For online orders, please select Finance as your preferred payment method where you will be redirected to payment provider “Pay4Later” to complete your finance application. Complete your details accordingly and Pay4Later will assess your credit application with an instant decision.

Qualifying For Credit
Pay4Later will conduct the necessary credit checks and references in order to confirm your eligibility for the credit application. We ask that you have a good credit history with no history of late repayments or payment issues.

How Much Can I Borrow?
The maximum lending amount you can be approved for up to £15,000. Use the our calculate to determine how much you can spend based on your monthly payments. The minimum order value is £299.

Is a Deposit Required?
Yes, depending on the deposit amount selected (10% to 50%), this will payable by credit or debit card upon acceptance, in some instances we would require a higher deposit, usually for 0% interest free credit deals.

How Are My Monthly Payments Made?
Your monthly repayments will be taken via direct debit from your chosen bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

What Length Of Repayment Is Available?
You can select 12, 24 or 36 months repayment options depending on the finance plan selected:

1. 12 month interest free credit 20-50% - 0% APR (On selected products only)
2. 12 month low rate credit 10-50% deposit – 9.9% APR
3. 24 month classic credit 10-50% deposit – 19.5% APR
4. 36 month classic credit 10-50% deposit – 19.5% APR

Can I Pay Off My Loan Early?
Yes, you have the right to repay all or part of the credit early at any time. Simply contact Close Brothers Retail Finance directly on 0844 880 6542 and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.

 

Close Brothers Retail Finance
ASK Outlets Ltd, 248-250 Tottenham Court Road, London, W1T 7QZ
Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply.

Close Brothers Retail Finance is a trading style of Close Brothers Limited — a subsidiary of Close Brothers Group plc. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
We may pay brokers some consideration if they introduce business to us.

ASK Outlets Ltd
We work exclusively with the Close Brothers Retail Finance as lender.

Pay4Later
Pay4Later is an online finance gateway that links retailers and finance companies making it easy for finance companies and retailers to work together to offer consumers fast and convenient point of sale finance. Pay4Later act as a credit broker and not a lender. Pay4Later can introduce you to a limited number of finance providers.

Consumer Credit Service is provided by Pay4Later in association with Close Brothers Retail Finance. Pay4Later is licensed by Financial Conduct Authority (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit www.pay4later.com.

Close Brothers Retail Finance is a trading name of Close Brothers Limited. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority – firm reference number 124750. For more information please visit www.closebrothersretailfinance.co.uk.

 

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